The decline in profit was due to a decrease in net interest income to Rp 24 billion on 48 March 2014 from the previous Rp 93.79 billion recorded .
( Read: opera mini 7 )
For financing, the bank's loan portfolio is able to record Rp 10.2 trillion at the end of the first quarter of 2014. Figure is also down when compared with the first quarter of 2013 from Rp 11.21 trillion .
Rohan Hafas , Company Secretary The bank said despite declining performance, the bank's condition is still healthy .
" Reflected from the NPL or non- performing loan ( NPL ) in the first quarter of 2014 by 3.6 % . " he said as quoted by Liputan6.com on Saturday ( 19/04/2014 ) .
Similarly, the capital adequacy ratio or capital adequacy ratio ( CAR) was at 14.06 % , in accordance with the provisions of the Indonesian banking industry regulators .
Rohan added a focus on managing the bank's management of the bank to put forward the principle of prudence and the resolution of problem loans .
" We are optimistic that the problem loans can be resolved well and contribute positively to the bank's performance this year , " concluded Rohan Hafas .